flood insurance tips
Federal Flood Insurance Rates
Federal Flood Insurance Rates
Federal flood insurance rates can be determined by the level of flood risk for your area and a few other factors such as the type of coverage, the building's age and structural design, the deductible and amount of contents coverage, and the location of the contents. I.e. are all the utilities elevated?
For first time buyers, purchasing flood insurance may be complicated. At Holt Flood Insurance, we can help you better understand all the buying process basics and find you an insurance rate that works for you, your family, or business. And for those who already have insurance but are looking for a better insurance rate than the one they currently have, we can help with that.
Federal flood insurance rates coverage can be capped anywhere between $250,000 and $350,000 for property and $100,000 for content coverage. It is important to purchase flood insurance regardless of whether or not you reside in a flood zone, as flooding can happen at any time, anywhere. Without it, you could be paying thousands of dollars in repairs alone. So, it's better to have it and not use it than not to have it and need it.
For more information on federal flood insurance rates, visit our website or give us a call at 1(540)809-1415. With over 30 years of experience in the flood insurance business, we can answer any questions you may have. Contact Holt Flood Insurance today.
Here is what our clients are saying about us:
I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation.
I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums!
We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure!
We'll help you:
Lower your current flood insurance premiums
Eliminate excessive & unnecessary coverage
Remove the FEMA from the claims handling process
