flood insurance tips
100 Year Floodplain Map
100 Year Floodplain Map
A 100-year floodplain map determines areas at high-risk for the 100-year flood event. These areas or zones of higher risk for this event are located in areas mapped as zones A and V. Where zones B and Z are at moderate risk, and zones C and X are at minimal risk.
Before reading these maps and determining where your property lies, we must understand the meaning of a 100-year flood. When people hear about this large event used to determine high amounts of rainfall, they often think it will only happen every 100 years. But weather experts say otherwise. They can happen at any time, even as little as two years, especially now with storms becoming more severe.
A 100-year floodplain map will help property buyers determine where they want to live or place their business. However, no matter where your property is located, it's always important to purchase flood insurance as flooding can happen to anyone, no matter what time of year. By owning flood insurance, you will be saving thousands of dollars in repairs, should your home or property by affected by water damage caused by flooding.
If you are still confused about the 100-year floodplain map, Holt Flood Insurance is here to help. With over 30 years of experience in the flood insurance business, Timothy Holt can answer any questions you may have. All you have to do is give him a call at 1(540)809-1415. Or you can visit our website for more information on our services.
Here is what our clients are saying about us:
We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure!
I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation.
I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums!
We'll help you:
Lower your current flood insurance premiums
Eliminate excessive & unnecessary coverage
Remove the FEMA from the claims handling process
