flood insurance tips
Flood Zone Insurance Rates
Flood Zone Insurance Rates
At Holt Flood insurance, we calculate flood zone insurance rates by the flood risk level for your area as identified on a flood map. Higher-risk areas will pay less for flood insurance than those at a low to moderate risk. We also consider the type of coverage you need, such as if you need property and content or just content insurance. With over 30 years of flood insurance experience, you can trust your expertise on the subject.
When you're looking to purchase a home in a high-risk flood zone, you must provide proof of flood insurance before mortgage companies will release the loan. Other areas do not require flood insurance, but we highly recommend everyone purchase it regardless of their flood risk level. Without flood insurance, you could spend thousands of dollars on repairs and replacing lost valuables.
Flood zone insurance rates can be hard to understand. That's why speaking with an insurance agent is a good idea. They can help you understand the process of applying for flood insurance and cost determination. At Holt Flood Insurance, our agents will sit down with you to better understand how flood insurance rates work, whether you are new to flood insurance or experienced.
For more information on flood zone insurance rates, visit our website or call us at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.
Here is what our clients are saying about us:
I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation.
We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure!
I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums!
We'll help you:
Lower your current flood insurance premiums
Eliminate excessive & unnecessary coverage
Remove the FEMA from the claims handling process
