A 100-year flood map is a tool used to indicate the areas at risk for flooding when the forecast calls for a large amount of rainfall. But the term is often misunderstood, and some people believe that the area will receive the equivalent of 100 years of rain, but that's not the case. It simply means the chances of high flooding occur once every 100 years.
Flooding can happen to anyone, anywhere, no matter where you live. So it's important to keep your property and valuables protected by purchasing flood insurance, as your regular homeowner's insurance will only cover you if the flooding is accidental, such as a burst pipe or if your water heater leaks. If you don't have flood insurance, damages caused by severe weather can end up costing you thousands. At Holt Flood Insurance, we can help you find a flood insurance rate that works for you.
Areas marked Zone A and V are on the 100-year flood map because they are at a higher risk for flooding than other places. And if you are thinking about purchasing a property in those high-risk areas, you are required to buy flood insurance, as your mortgage company will not give you a loan until you do so.
For more information on the 100-year flood map, visit our website or give us a call at 1(540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today!