flood insurance tips
Nfip Flood Maps
Nfip Flood Maps
NFIP flood maps are essential for calculating the cost of flood insurance for all areas. They also show what places are at risk for flooding and the level. FEMA designs flood maps with the help of communities participating in flood risk management. Flooding patterns can change. That's why communities must work with FEMA to update these valuable tools.
Since flood patterns change, purchasing flood insurance is essential even if your area has never experienced flooding. Homeowner's insurance will not cover water damages caused by weather. Flood insurance does. Without flood insurance, you could spend thousands of dollars on repairs alone. The NFIP provides affordable flood insurance for those who need it.
You can find NFIP flood maps by visiting the FEMA Flood Map Service Center. Not only will these maps determine the cost of flood insurance. They also help people decide where to build their homes or business and how to prevent their property from flooding. Flooding risks are divided into levels, low to moderate and high risk. Properties in high-risk areas are required to have flood insurance. High-risk areas are labeled with an A, or V. Mortgage companies will release a loan once proof of flood insurance is given.
For more information on NFIP flood maps, visit our website or call us at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.
Here is what our clients are saying about us:
We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure!
I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums!
I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation.
We'll help you:
Lower your current flood insurance premiums
Eliminate excessive & unnecessary coverage
Remove the FEMA from the claims handling process
