When clients ask, am I in a flood risk area? We will look at their address and the flood map to determine the answer. Though every location is at risk for flooding, some are more prone to flooding than others. Some have a low to moderate risk, while others are at high risk.
A flood map is a tool created by FEMA with the help of communities to inform others about the flood risks for their area. Low to moderate-risk regions have the letters B, C, and X. While A and V areas are at high risk for flooding. Flood insurance companies will also use these maps to determine flood insurance costs. Higher-risk areas pay more for flood insurance than lower risk. Homes in high-risk flood zones must have flood insurance before banks give a loan out.
At Holt Flood Insurance, am I in a flood risk area is one of the many questions we come across? Some of our new clients need to be aware of the flood risks for their location and learn about the flood map. We can help them with all of their flood insurance needs. And it's more than just new clients. We are here for everyone.
For more information on am in a flood risk area, visit our website or call us at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.
We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure! Ken Reuwer I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation. Edward Semambya, CPA I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums! Mike Edwards
