Federal flood insurance maps are used to determine what areas are at risk for flooding and how much it will cost to insure the building. Communities also use these maps to determine ways they can prevent and reduce future flooding in their area. FEMA creates these maps with the help of engineers and data experts.
Flood insurance is not always mandatory unless you are buying a home in a high-risk flood zone. However, flooding can happen in even the lowest-risk areas. And without flood insurance, you could spend thousands of dollars in repairs alone. At Holt Flood Insurance, we can help you find an insurance company that works for you and your needs.
Federal flood insurance maps use letters to determine flood areas, and the high-risk regions are marked with the letters A and V. These are the areas that require flood insurance before you can take out a mortgage. Low to moderate risk areas are marked with letters B, C, and X. Flood maps are available for everyone to view and can help determine where someone would like to build their home or business. You can find these maps on the FEMA map service center.
For more information on federal flood insurance maps, visit our website or give us a call at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.
We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure! Ken Reuwer I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation. Edward Semambya, CPA I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums! Mike Edwards
