At Holt Flood insurance, we calculate flood zone insurance rates by the flood risk level for your area as identified on a flood map. Higher-risk areas will pay less for flood insurance than those at a low to moderate risk. We also consider the type of coverage you need, such as if you need property and content or just content insurance. With over 30 years of flood insurance experience, you can trust your expertise on the subject.
When you're looking to purchase a home in a high-risk flood zone, you must provide proof of flood insurance before mortgage companies will release the loan. Other areas do not require flood insurance, but we highly recommend everyone purchase it regardless of their flood risk level. Without flood insurance, you could spend thousands of dollars on repairs and replacing lost valuables.
Flood zone insurance rates can be hard to understand. That's why speaking with an insurance agent is a good idea. They can help you understand the process of applying for flood insurance and cost determination. At Holt Flood Insurance, our agents will sit down with you to better understand how flood insurance rates work, whether you are new to flood insurance or experienced.
For more information on flood zone insurance rates, visit our website or call us at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.