A firm map (flood insurance rate map) is a tool used by different organizations to help determine if flood insurance is needed, the rate of flood insurance, identify flood hazards, and complete elevation certificates for the NFIP. These maps are available in digital and printed forms, and you can get these forms through FEMA.
Flood insurance is available for purchase through the NFIP or a private insurance agent. Which one you choose to go through is up to you. At Holt Flood Insurance, we can help you with all of your flood insurance needs. Whether you are new to flood insurance, are looking for a better rate, own your own home, or rent. After over 30 years of being in the flood insurance industry, there has never been a question that we couldn't answer. And if there is, we will research and come up with one for you.
Why are firm flood maps important? Besides providing insurance quotes, firm maps can help design new buildings and add additions to old ones. They also map out flood hazards in a community, and 100-year flood elevations are also shown on a firm floodmap.
For more information on firm flood maps and the services we provide, visit our website or give us a call at 1(540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.
We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure! Ken Reuwer I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation. Edward Semambya, CPA I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums! Mike Edwards