Can you get house insurance with flood cover? This is a common question for flood insurance agencies. And the answer is yes. However, flood cover only applies to accidental floodings such as a burst pipe or a leak from an appliance. The only way to protect your home from flooding is by purchasing flood insurance.
You can purchase flood insurance either from the NFIP or an insurance agent. With over 30 years of flood insurance experience, Holt Flood Insurance can help guide you through the insurance process and answer all of your questions related to flood insurance, whether you're new to flood insurance or have years of experience.
House insurance with flood cover can be misleading as homeowners may assume that their home is protected from all types of flooding. That is why it's essential to talk with your insurance agent to go through the basics of your insurance plan. And depending if you live in a flood zone or not, you will need to purchase additional flood insurance to protect your home and contents. You must buy flood insurance if you live in a high-risk area for flooding before mortgage companies can give you a loan.
For more information on house insurance with flood cover, visit our website or give us a call at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.
We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure! Ken Reuwer I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums! Mike Edwards I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation. Edward Semambya, CPA
