A Firm map (flood insurance rate map) shows flood hazard areas, the level of risk, and the cost to insure property in that area. These maps are used by the NFIP (National Flood Insurance Program) to determine what actions need to be taken in an area that is at risk for flooding.
If you own your property or rent, flood insurance is essential to protect your home or business and its contents. Without it, you could be spending thousands of dollars on repairs. Flood insurance covers everything from flooring, baseboard repairs, appliances, electronics, and more. At Holt Flood Insurance, we can help you find a rate that works for you, whether you are new to insurance or looking for a better rate. Whatever your needs are, we are here to help.
A firm map is created by using the information found during a flood insurance study. Once the data for an area has been collected, it can be used to determine how much it will cost to insure a property located in that area. Maps can be hard to read, so if you need help with firm maps give Holt Flood Insurance a call.
For more information on a firm map or any other flood insurance issues, visit our website or give us a call at 1(540) 809-1415. We will answer any questions you may have.
We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure! Ken Reuwer I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation. Edward Semambya, CPA I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums! Mike Edwards
