national flood program

The national flood program is managed by FEMA, and the purpose of the program is to provide flood insurance to property owners, renters, and business owners. By purchasing flood insurance, you can save thousands of dollars on repairs. The NFIP also helps communities participate in flood management programs.

Flood insurance is available to anyone, even though it's not mandatory for those living in low-risk flood areas. It is needed for anyone looking to purchase a home in the regions labeled as high risk. Mortgage companies will not give out a loan until proof of flood insurance is provided. If you need flood insurance Holt Flood Insurance is here to help. We can find you an insurance agent that works for you. And if you already have flood insurance, we can help you with your current insurance plan.

The national flood program can also save those looking for flood insurance money by providing low-cost insurance rates, as long as their communities participate in a flood plain management system. Those looking to purchase flood insurance through the NFIP must do so through an insurance provider. Such as Holt Flood Insurance. They cannot buy it directly from FEMA.

For more information on the national flood program and our services, visit our website or give us a call at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.

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Here is what our clients are saying about us:

I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums!
Mike Edwards

I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation.
Edward Semambya, CPA

We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure!
Ken Reuwer