Using a flood zone lookup is a way to tell if your area is at risk for flooding and at what level. And FEMA has created a tool that makes it easy to do so. The Flood Map Service Center shows essential details such as flood zones, floodways, and flood risk levels.
The flood map can also show levees, coastal barriers, and base flood lines. To use this map, all you have to do is type in your address in the search bar, and the information you need will show up. Some of the details you may see are how flood zones are labeled. Flood maps use the letters A, B, C, D, V, and X to indicate the level of risk for the areas. Areas marked with the letter V are at the highest risk for flooding.
Flood insurance companies will use a flood zone lookup to determine the cost of flood insurance. Areas A and V are at the most risk for flooding and will pay more for flood insurance. Those who own properties in areas B, C, and X will pay less for flood insurance as their flood risk is minimal. Zone D areas have a possible risk of flooding, but the level is uncertain.
For more information on the flood zone lookup, visit our website or give us a call at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.
We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure! Ken Reuwer I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums! Mike Edwards I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation. Edward Semambya, CPA
