flood insurance prices

When shopping around for flood insurance prices, it's important to know that the flood risk level determines how much you will be paying. The higher the risk, the more you will pay. At Holt Flood Insurance, we can help explain these prices to you and find the right insurance agency for you and your property.

It is good to have flood insurance, whether you live in a flood zone or not. Flooding can happen at any time and any season, whether from melting snow or high rainfall. These high amounts of water can find a way into your home, and if you don't have flood insurance, it could cost you thousands of dollars in repairs. Flood insurance covers your home or businesses' interior, such as baseboards, flooring, appliances, and electrical. It will also replace any lost valuables. So, remember, it's better to have it and not need it, then not have it and need it.

The ways you can reduce your flood insurance prices are by elevating utilities, installing flood openings, filling in basements, elevating your property and relocating your home or business away from a high-risk area. When it doubt, come to Timothy Holt. With over 30 years of flood insurance experience, he can help you decide what is best for you.

For more information on flood insurance prices, visit our website or give us a call at 1 (540)809-1415. We will answer any questions you may have.

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Here is what our clients are saying about us:

We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure!
Ken Reuwer

I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation.
Edward Semambya, CPA

I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums!
Mike Edwards