Owning a property comes with specific flood insurance requirements. For example, if you are looking at property in a high-risk flood area, your mortgage company will not give you a loan until you purchase flood insurance. High-risk areas are marked A and V on the FEMA flood risk map.
Those living in a low to moderate risk may be wondering are they required to purchase flood insurance before taking out a loan? The answer is no, but at Holt Flood Insurance, we recommend that everyone buy flood insurance, regardless of the risk level. Homeowner's insurance will not cover water damages caused by flooding due to acts of nature.
If you need help understanding flood insurance requirements, Holt Flood Insurance is here to help. Holt Flood Insurance has over 30 years of flood insurance experience and has helped thousands of customers. We take pride in the level of service we offered to those customers, and there has never been a problem that we couldn't solve, whether it is understanding how to read a flood map, finding a rate that works for you and more. Whatever questions you have, do not hesitate to ask.
For more information on flood insurance requirements, visit our website or give us a call at 1(540)809-1415, Monday to Friday, 10 a.m. to 5 p.m. We will answer any questions you may have. Contact Holt Flood Insurance today!
We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure! Ken Reuwer I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums! Mike Edwards I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation. Edward Semambya, CPA
