Climate change is affecting flood levels everywhere. Areas with a lower risk for flooding are starting to see flooding happen more often. While we can't change weather patterns, we can protect our properties from water damage by purchasing flood insurance, whether we buy it from the NFIP or a private insurance company.
Flood insurance is available to everyone, whether you own your business, home or rent. And you don't have to live in a high flood-risk area either. At Holt Flood insurance, we advise everyone to purchase flood insurance. Without flood insurance, you could spend thousands of dollars on repairs. Choosing where to buy your flood insurance doesn't have to be complicated. We can help you determine which insurance plan is best for you.
The flood risk map is a valuable tool for finding flood levels for any area. FEMA designed this map to record and mark areas at risk for flooding. The flood map labels Low to moderate areas with the letters B, C and X. While high-risk areas are lettered A, and V. Properties residing in A and V areas require flood insurance before banks can release mortgages.
For more information on flood levels or to find out which area you live in, visit our website or call us at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.
We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure! Ken Reuwer I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums! Mike Edwards I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation. Edward Semambya, CPA
