Insurance companies will rely on flood maps by address to estimate the cost of flood insurance for the property. FEMA creates these maps with the help of communities to ensure information is up to date. If an area is at high risk for flooding, property owners will pay more for flood insurance than those at a low to moderate risk.
In most cases, buying flood insurance is optional. However, if you are looking at a home in a high-risk area for flooding, you will need to purchase flood insurance before banks give you a mortgage. You can buy flood insurance from the NFIP or through a private insurance provider like us at Holt Flood Insurance.
You can look for flood maps by address and other flood risk information by visiting FEMA's website. There you will find a link to the flood map service center. If you need help with anything flood insurance-related, whether it's looking for a rate that works for you, what it means by food risk zones, and more. Holt Flood Insurance is here to help. With over 30 years of flood insurance experience, there have been no questions that we couldn't answer. And if there is, we will find the answer and get back to you as soon as possible.
For more information on flood maps by address, visit our website or give us a call at (540) 809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.