A national flood insurance company is a company that is backed by the National Flood Insurance Program (NFIP). Some of these companies include Allstate, Farmers Insurance Group and their subsidiaries, Hartford Fire Insurance Company, Liberty Mutual, and many more. At Holt Flood Insurance, we are here to help you find an insurance company that works for you.
If you own your home, chances are you have homeowners insurance, so you may be under the assumption that you don't need flood insurance. But the truth is, your homeowners' insurance only covers accidental flooding such as a broken pipe or a leaking appliance. Whereas flood insurance covers damages caused by severe weather, and without flood insurance, you could be spending thousands of dollars in damages.
When you buy insurance through a national flood insurance company, chances are you could receive a discount because the NFIP works with communities to help with flood management. The more precautions these communities can take to prevent flooding, the better and lower flood risk areas pay less for their flood insurance. The NFIP also helps flood victims recover faster when the flooding has subsided.
For more information on what a national flood insurance company means and how we can help you with any of your insurance needs, visit our website or give us a call at 1(540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.