The NFIP map is a tool created by FEMA to determine flood risks for specific areas. Flood insurance companies use them to determine how much a client will be paying for flood insurance. Future property owners can also use these maps to see where on the floodplain their property lies. Mortgage companies also use these maps to determine if flood insurance is needed before a loan is given out.
As helpful as these tools are, but they can be a little hard to read. Holt Flood Insurance is here to help you navigate through the mapping systems. We are also here for any other flood insurance needs, such as finding a company that works for you and looking at your current rates and any additional questions or concerns.
The NFIP map needs constant updates as flooding can change over time. FEMA works with communities to share information about their area and any changes over the years, leading to an increase in flooding. No area can be free from flooding, though some communities have a higher risk than others. Those living in the higher risk areas will pay more for flood insurance than those in the lower to moderate risk areas.
For more information on reading the NFIP map, visit our website or give us a call at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.
We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure! Ken Reuwer I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums! Mike Edwards I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation. Edward Semambya, CPA
