NFIP

The National Flood Insurance Program (NFIP) helps provide homes and businesses with affordable insurance by encouraging communities to participate in floodplains. The NFIP can help map out areas that are at risk for flooding and provide information on what to do before, during and after a flood.

Most communities participate in the National Flood Insurance Program. As long as your area participates in the NFIP, you qualify for flood insurance. Contact your insurance agent to find out if your community participates in the NFIP. Your home also qualifies if it is located in a floodplain and has been previously flooded.

A floodplain is a low-level area near a body of water, homes, and businesses located near an area that is at risk of flooding. The best way you can protect your home or business is by purchasing flood insurance along with your regular insurance. At Holt Flood Insurance, we can help you get an affordable insurance rate for your home or business.

For more information about the National Flood Insurance Program, visit the FEMA website. It will provide you with links to community floodplains and answer any of your questions. If you are looking for a better insurance rate visit Holt Flood Insurance online or give us a call at 540-809-1415. We will answer any questions you may have. Protect your home or business with better insurance from Holt Flood Insurance.

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Here is what our clients are saying about us:

I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums!
Mike Edwards

We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure!
Ken Reuwer

I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation.
Edward Semambya, CPA