Owning mobile home flood insurance is essential for those who live in a mobile or manufactured home, regardless of whether they've paid off the mortgage or the flood risk level for their area. This type of insurance works similarly to standard flood insurance as it covers both the building and its contents.
Holt Flood Insurance is an insurance agency that specializes in flood insurance. Whether you are new to flood insurance or have plenty of experience and are looking for a better rate, we can help answer any of your questions or concerns. With over 30 years of flood insurance experience, there has yet to be a problem that we couldn't solve.
As mentioned, mobile home flood insurance works just like regular flood insurance, which includes how costs are determined. For example, mobile homes in low-risk areas pay less for flood insurance than homes in higher-risk areas. And without it, you could be spending thousands of dollars on repairs. You can purchase flood insurance through the NFIP or from a private insurance agent. Coverage and costs will depend on each of the agencies. But it's better to have it and not use it than not to have it and need it.
For more information on mobile home flood insurance, visit our website or give us a call at 1(540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.
We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure! Ken Reuwer I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation. Edward Semambya, CPA I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums! Mike Edwards
