flood insurance tips
NFIP Flood Insurance
NFIP Flood Insurance
NFIP flood insurance is affordable insurance available to those communities that actively participate in a floodplain management system. The National Flood Insurance Program (NFIP), encourages home and business owners to purchase flood and property insurance so that the impact of national disasters will not be negatively felt economically and socially.
Purchasing and owning flood insurance is not the only way you can prepare for a disaster; Here are a few things that you can do when you hear a storm is approaching.
Stay informed: Actively listen to the news and follow emergency instructions.
Take pictures: By taking photos, you are documenting all of your contents that could be lost during a flood.
Reduce flooding: Clear any drains, gutters, and downspouts. Also, always check to make sure your sump pump is working and provide a battery back up.
NFIP flood insurance also recommends that you protect important documents such as birth certificates, insurance documents, passports, and any other essential forms. You should also make an evacuation plan, and this includes what to do with your pets, as some shelters will not take them. Remember, the best thing you can do is always be prepared as flooding can happen at any time.
For more information about NFIP flood insurance or on our services, visit our website or give us a call at 1-540-809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.
Here is what our clients are saying about us:
I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation.
I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums!
We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure!
We'll help you:
Lower your current flood insurance premiums
Eliminate excessive & unnecessary coverage
Remove the FEMA from the claims handling process
