flood insurance tips
Finding the best flood insurance can be stressful; many different insurance companies all offer the same thing. Protection from water damage and those new to flood insurance may go with the first company they find. At Holt Flood Insurance, we want to help you make the right decision when it comes to buying insurance for their property.
We can't stress enough the importance of flood insurance or any other insurance for that matter. Property insurance protects your home and valuables from various circumstances. Such as fire damages, break and enters, storm damage caused by winds, and anything non-flood related. Flood insurance is additional insurance that protects your property from water damages caused by flooding.
We know what you are thinking, why look for the best flood insurance if it's an additional expense? The answer is this; without it, you could end up spending thousands of dollars, and that's just in repairs. Flood insurance will cover the costs to repair damages to your property's interior, and it will replace any valuables lost. And if you are buying a new home located in a flood zone, your mortgage company may require you to purchase it before lending you money.
Let Holt Flood Insurance help find you the best flood insurance, with over 30 years of experience we can answer any questions you may have. You can always visit our website or give us a call at 1 (540)809-1415 to arrange an appointment for more information. We look forward to working with you.
I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation.
I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums!
We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure!