Flood risk insurance companies

When choosing flood-risk insurance companies, new clients approach us wanting to know the best place to purchase their flood insurance policy. Do they go with insurance from the NFIP, or is it better to buy flood insurance from a private company? Our answers to that question vary depending on their situation.

Flood insurance purchased through the NFIP is more cost-effective. However, it has limitations. The flood risk level for the area calculates flood insurance costs. Properties at a higher risk for flooding will pay more for insurance than those with a low to moderate risk. For example, if your home is worth more than $250,000 and you have high-priced valuables, it's better to go with a private flood insurance company as the coverage is more extensive.

What flood risk insurance companies does Holt Flood Insurance work with? If you need to determine what insurance company will work for you, we can help you. With over 30 years of flood insurance experience and thousands of customers served, we can answer any of your concerns. We work with various flood insurance companies, such as The Hartford, The Flood Insurance Agency, Wright Flood, NFS Edge, Lloyds of London, Neptune and the NFIP.

For more information on flood risk insurance companies, visit our website or call us at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.

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Here is what our clients are saying about us:

I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation.
Edward Semambya, CPA

I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums!
Mike Edwards

We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure!
Ken Reuwer