national flood insurance program

The National Flood Insurance Program is a federally backed-insurance program that provides affordable flood insurance for those who need it. Flooding can happen anywhere and anytime. If you don't have any flood insurance, you could pay thousands of dollars in repairs alone. Your regular home insurance does not include flooding caused by weather.

Flood insurance is available to anyone, whether you own your home or rent. While flood insurance is only required for high-risk areas, Holt Flood Insurance recommends that everyone purchase it, so they don't have to pay for repairs and replace lost valuables out of pocket. Even if you don't end up using flood insurance, it's always better to have it and not use it than to need it and not have it.

The National Flood Insurance Program is just one of the few providers we work with at Holt Flood Insurance. The National Flood Insurance Program is not for everyone. While it's affordable, the coverage is limited. If your home is more than $250,000, it's best to go with a private insurance company. Holt Flood Insurance can help determine which flood insurance company works best for you and your family. And don't be afraid to ask us any questions during the insurance process.

For more information on the National Flood Insurance Program, visit our website or call us at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.

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Here is what our clients are saying about us:

I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation.
Edward Semambya, CPA

I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums!
Mike Edwards

We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure!
Ken Reuwer