national flood insurance

National flood insurance helps protect properties from water damage caused by flooding. Flood insurance is available to everyone, business owners, homeowners, and renters, with coverage varying between the three. At Holt Flood Insurance, we can help you find an insurance rate that works for you.

Flood insurance for home and business owners covers the foundation, electrical, plumbing, furniture, electronics and more. Coverage for renters only includes contents, those who rent should speak with their landlord to ask if the building is covered. Without flood insurance, property owners can pay thousands of dollars in repairs, and that does not include replacing lost contents.

National flood insurance is highly recommended for properties in high-risk flood areas, but everyone should have it no matter the flood risk level. Flooding can happen at any time, to anyone. It's better to have it and not need it than to need it and not have it. Your regular property insurance will not cover water damage caused by flooding, protect your property and contents with flood insurance from Holt Flood Insurance.

For more information about national flood insurance visit benefits.gov, and to find out more about Holt Flood Insurance, visit our website or give us a call at 540-809-1415, we will answer any questions that you have. Protect your home, business, and valuables with flood insurance from Holt Flood Insurance. Contact us today.

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Here is what our clients are saying about us:

I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums!
Mike Edwards

I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation.
Edward Semambya, CPA

We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure!
Ken Reuwer