Federal flood insurance allows home and business owners to purchase additional protection against damage caused by rising waters. Communities that are near a flood zone should participate in a floodplain management system to reduce and prevent future flooding.
If your home is located in or around a floodplain, you should be adding flood insurance with your regular insurance. Flood insurance will cover your home and replace any valuables lost from water damage from floods. Regular homeowner's insurance does not cover repair costs caused by floods or other sources of water damage. At Holt Flood Insurance, we can work with your insurance agent to get you an affordable flood insurance rate.
Federal flood insurance is available for all home and business owners, with premiums varying depending on the flood risk level. A map of your community will determine the level of flood risk. Flood insurance is also available to renters, renters will qualify as long as their community participates in a floodplain management system. Which most communities do.
For information on federal flood insurance and the National Flood Insurance Program visit benefits.gov. If you are looking for a more affordable insurance rate, visit Holt Flood Insurance online or give us a call at 540-809-1415. For over 30 years, Timothy Holt has helped clients with finding affordable property and flood insurance rates. We have taken pride in the services we have provided to thousands of customers over the years. Contact Holt Flood Insurance today, we look forward to working with you.