flood insurance tips
500 Year Flood Plain Map
500 Year Flood Plain Map
A 500-year flood plain map is a tool that helps label areas at risk for getting 500 years' worth of rain. The chances of this happening are low, and because records only go back so far, it can be challenging to determine how much rain 500 years' worth is.
While the chances of getting 500 years' worth of rain are slim, we have seen the effects large storms have had on cities in the past. Studying these storms can help us prepare for the next one. One of the things we have learned from the weather is the importance of flood insurance. And with 30 years of flood experience, Holt Flood Insurance can help you with all of your flood insurance needs.
On the 500-year flood plain map, high-risk flood areas are more likely to see this amount of rain than those at a lower risk. High-risk areas are those marked with the letters A and V, while the lower risk areas are marked with B, C, and X. Homes in areas A and V must have flood insurance before a mortgage is taken out. Regardless of the level of flood risk, you should purchase flood insurance as it will save you thousands of dollars.
For more information on the 500-year flood plain map, visit our website or give us a call at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.
Here is what our clients are saying about us:
I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums!
We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure!
I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation.
We'll help you:
Lower your current flood insurance premiums
Eliminate excessive & unnecessary coverage
Remove the FEMA from the claims handling process
