A 100-year floodplain map determines areas at high-risk for the 100-year flood event. These areas or zones of higher risk for this event are located in areas mapped as zones A and V. Where zones B and Z are at moderate risk, and zones C and X are at minimal risk.
Before reading these maps and determining where your property lies, we must understand the meaning of a 100-year flood. When people hear about this large event used to determine high amounts of rainfall, they often think it will only happen every 100 years. But weather experts say otherwise. They can happen at any time, even as little as two years, especially now with storms becoming more severe.
A 100-year floodplain map will help property buyers determine where they want to live or place their business. However, no matter where your property is located, it's always important to purchase flood insurance as flooding can happen to anyone, no matter what time of year. By owning flood insurance, you will be saving thousands of dollars in repairs, should your home or property by affected by water damage caused by flooding.
If you are still confused about the 100-year floodplain map, Holt Flood Insurance is here to help. With over 30 years of experience in the flood insurance business, Timothy Holt can answer any questions you may have. All you have to do is give him a call at 1(540)809-1415. Or you can visit our website for more information on our services.