A common question we get asked is can I get flood insurance? The answer is yes, and in some cases, flood insurance is required before you can take out a mortgage. Flood insurance is also available for renters. Your area's flood risk level depends on how much you pay for flood insurance.
Why flood insurance is so important is another question we have answered. And the typical answer we give is flood insurance is another way to protect your property and belongings in the case of water damage caused by weather. While you have flood coverage with your home insurance, it only covers accidental flooding such as a burst pipe or leaking appliance. Without flood insurance, you could be spending thousands of dollars on repairs alone.
How can I get flood insurance is also a question we get, and the answers are that you can purchase flood insurance through a private insurer or the NFIP. At Holt Flood Insurance, we work with the following companies, The Hartford, Wright Flood, Lloyds of London, NFS Edge, Neptune, and The Flood Insurance Agency. We also work with the NFIP. Together, we can work with you to determine which insurance company works best for you.
For more information on how can I get flood insurance visit our website or give us a call at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.
I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums! Mike Edwards We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure! Ken Reuwer I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation. Edward Semambya, CPA
