For those new to it, flood insurance is like a security blanket for your property and valuables. Flood insurance covers the cost of water damage repairs due to weather. And it's available for homeowners, business owners, and renters. The cost of flood insurance depends on location and flood level risk.
At Holt Flood Insurance, we can help you find an insurance company that works for you. Holt Flood Insurance works with the NFIP and the following insurance companies, The Hartford, Wright Flood, Lloyds of London, NFS Edge, Neptune, and The Flood Insurance Agency. With over 30 years of flood insurance experience, you can trust us to answer any of your questions. We can also help you with the application process.
If you think that flood insurance is just an added expense, you may not use, consider this. The cost to repair your home or business damaged by floods can range in the thousands. So, it is better to buy flood insurance and not use it than not to have it and need it. And if you're looking for property in an area high risk for flooding, you must buy flood insurance before mortgage companies release a loan.
For more information on what flood insurance is, visit our website or give us a call at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.
We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure! Ken Reuwer I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation. Edward Semambya, CPA I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums! Mike Edwards
