Flood insurance information


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Flood insurance information

If you're looking for flood insurance information, Holt Flood Insurance can help. We have over 30 years of flood insurance experience and served thousands of customers. Our experts have answered several questions, such as the difference between flood insurance and regular home insurance. Do I need flood Insurance? How do I get flood insurance? And more.

The difference between flood and regular insurance is flood insurance covers damages caused by weather. Home insurance covers damages due to accidental floodings, such as a leaking pipe or appliance. Flood insurance is only mandatory in high-risk areas. However, we recommend you purchase flood insurance as flooding can happen anywhere, anytime. You can buy flood insurance through the NFIP or a private company. Holt Flood Insurance works with both.

Having the correct flood insurance information is essential before making the purchase. Especially if you are new to flood insurance, it's vital to ask as many questions as you need to get the answers you are looking for. And to always ask us for information, even if they are familiar with flood insurance. We want our customers to know there is no such thing as a wasted question, as we want them to feel as comfortable with flood insurance as we are.

For more flood insurance information, visit our website or call us at (540)809-1415. Contact Holt Flood Insurance today. We will answer any questions you may have.



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Here is what our clients are saying about us:

We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure!
Ken Reuwer

I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums!
Mike Edwards

I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation.
Edward Semambya, CPA


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