A FEMA firm map is a map that shows which communities are at risk for flooding and how much it will cost for flood insurance in that area. Areas marked with an A and a V are classified as high risk for flooding will pay more for insurance premiums than those at lower risk. Low-risk areas are indicated with the letters B, C, and X.
Flood insurance is available to everyone, home, business owners, and renters. You can purchase flood insurance through the NFIP or a private insurance agency. Insurance through the NFIP is at a low cost. However, it may not provide as much coverage as insurance purchased through an insurance agent. At Holt Flood Insurance, we can help you determine which is best for you.
A FEMA firm map can also be used by mortgage and lending companies, developers, engineers to help better understand the area they are looking at. These maps can help determine whether or not the property needs flood insurance for mortgage companies before giving out a loan. At the same time, others can use them to develop ways to prevent flooding and where the best places to build are.
For more information on the FEMA firm map, visit our website or give us a call at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.
I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums! Mike Edwards We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure! Ken Reuwer I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation. Edward Semambya, CPA
