When discussing a flood check, one of the topics addressed is the flood risk level for the areas. Some communities have a higher risk for flooding than others. Those looking for homes in these areas are required to purchase flood insurance before taking out a mortgage. You should buy flood insurance to protect yourself from thousands of dollars lost in flood damages, no matter the flood risk.
At Holt Flood Insurance, we can help you with all of your flood insurance needs. With over 30 years of flood insurance experience, there has never been a problem that we couldn't solve, whether you are new to flood insurance and need help finding a plan that works for you or looking to find a better rate. Trust the agents at Holt Flood Insurance to guide you through the insurance process.
A flood check can also include looking at ways to reduce your flood risk. You can do this by filling in any basements, elevating your property and utilities, installing flood openings, and, if possible, relocating your home or business to another location. By reducing your flood risk, you are also lowering your insurance costs.
For more information on how to do a flood check, visit our website or give us a call at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.
I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation. Edward Semambya, CPA We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure! Ken Reuwer I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums! Mike Edwards
