flood insurance tips
Flood Plain Map By Address
Flood Plain Map By Address
By searching flood plain maps by address, insurance companies can determine how much their customers will pay for flood insurance. The higher the risk, the more it will cost to insure the property. FEMA designs these maps with the help of communities that actively engage in flood risk management.
Flood patterns can change at any time. That's why communities and FEMA need to work together to keep these maps updated. Not only will this information help insurance companies, but it also helps new homeowners when looking at properties. Properties located in high-risk areas are required to purchase flood insurance before mortgage companies release a loan.
Flood plain maps by address can also tell your area's flood risk level. Low-risk regions are marked with the letters B, C and X. While high-risk areas have the letters A and V. Even though flood insurance is only mandatory for high-risk areas, we recommend that everyone purchases flood insurance, even renters. You can buy flood insurance through the NFIP or a private insurance company. Without flood insurance, you could spend thousands of dollars on repairs.
We can help you with all your flood insurance needs at Holt Flood Insurance. For more information on flood plain maps by address, visit our website or call us at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.
Here is what our clients are saying about us:
I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums!
I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation.
We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure!
We'll help you:
Lower your current flood insurance premiums
Eliminate excessive & unnecessary coverage
Remove the FEMA from the claims handling process
