flood insurance tips
Floodplain Insurance
Floodplain Insurance
If you live in a flood zone, you will need floodplain insurance to protect your home and valuables from water damage caused by rising waters. At Holt Flood Insurance, we can help you find an insurance rate that works for both your home and business.
A flood map determines the areas at risk for flooding, and the risk level ranges from low to high. Properties located in areas marked with the letters B, C, and X, are at low risk for flooding, while areas marked with the letters A and V have are at a higher risk for flooding. Regardless of your area's risk for flooding, you should always have flood insurance. Without it, you could be spending thousands of dollars on repairs.
Don't let the name floodplain insurance mislead you. Even if you don't live in an area at risk for flooding, you can purchase flood insurance. In fact, we highly recommend that everyone buys it. As it just adds that extra bit of protection to your home, business or both. With the seasons changing and the increasing amount of storms, the need for flood insurance has become more critical.
For more information on floodplain insurance and the services we offer, visit our website. Or give us a call at 1(540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.
Here is what our clients are saying about us:
I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums!
I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation.
We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure!
We'll help you:
Lower your current flood insurance premiums
Eliminate excessive & unnecessary coverage
Remove the FEMA from the claims handling process
