Home and Flood Insurance

Home and Flood Insurance is something all smart homeowners should have to protect their property from water damage.

Insurance helps cover the damage costs of your home and valuables caused by floods or other disasters. At Holt's Flood Insurance, we can work to get you the best affordable insurance rates for your home.

Home and flood insurance is the best way to protect your home or business. Home insurance covers repair costs to the interior and exterior of your home and helps replace any lost valuables. What some homeowners don't know is that home insurance does not cover the costs of water damage. You will need additional flood insurance to ensure you are completely covered.

Rain is not the sole cause of flood damage. Melting snow, hurricanes and other external factors can also lead to floods. Protect your home or business by adding additional flood insurance along with your home insurance. All homeowners qualify for flood insurance as long as their community participates in the NFIP. Homeowners will also qualify if they live in a flood zone or if their home has been flooded before. Flooding can happen at any time, anywhere, so it's important to have good insurance coverage.

If you need home and flood insurance or are looking into a better insurance quote, visit our website or contact Holt Flood Insurance at 840-809-1415. We will work with your insurance agent to get you the most affordable rate that won't break the bank. Protect your home and valuables, it will save you money in the long run.

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Here is what our clients are saying about us:

I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation.
Edward Semambya, CPA

We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure!
Ken Reuwer

I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums!
Mike Edwards