House insurance for flood risk

House insurance for flood risk can be misleading as regular house insurance does not cover water damages caused by flooding due to weather. The only type of flooding house insurance will cover is accidental, like a burst pipe or leaking appliance. The best way to completely protect your home from water damages is by buying flood insurance.

Flood insurance is available to anyone regardless of their level of flood risk. Homeowners, business owners, and renters can buy flood insurance through their insurance provider. If you do not currently have an insurance provider or are looking for a better one, Holt flood Insurance is here to help with all your flood insurance needs.

So, when you hear house insurance for flood risk, remember that it only covers accidental flooding. You need flood insurance to protect your home from water damages caused by weather entirely. Without flood insurance, you could be spending thousands of dollars on repairs. The cost of flood insurance depends on your area's flood risk. Those in low to moderate flood risks pay less than those in higher-risk areas. And if you're looking at homes in high-risk areas, you will need to purchase flood insurance before a bank gives you a loan.

For more information on house insurance for flood risk, visit our website or give us a call at (540)809-1415. We will answer any questions you may have. Contact Holt Flood Insurance today.

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Here is what our clients are saying about us:

We contacted Mr. Holt for an estimate via email over the weekend prior to a closing on a property, hoping for a response on the following Monday to take with us with confidence in being insured at the settlement table on a Tuesday. He exceeded our expectations not once but in readily responding to the initial request and then to follow-up questions all during the weekend frenzy that occurs before closing. "Impressive and responsive customer service," for sure!
Ken Reuwer

I have no problem giving you an A1 reference for taking care of the flood policies for me and Diane. I appreciate you working with the mortgage company: the surveyor and our previous agent. The result was a 75% reduction in our flood insurance premiums!
Mike Edwards

I have known Tim for many years and he is a man with great integrity, work ethic and one of the nicest persons I know. Over the years Tim has provided insurance counseling and advice to our company, for myself personally, as well as to our clients. Recently Tim, took time to analyze our flood insurance policy and he was able to make some excellent recommendations. Our flood insurance costs are now less and we have much better coverage. I recommend Tim to anyone without hesitation or reservation.
Edward Semambya, CPA